Arbitrum to XDC USDC bridge

Bridge native USDC from Arbitrum to XDC with Circle's CCTP. No wrapped tokens, no slippage.

Fees on $1,000
from $0.69Plus operating costs · Oct 23, 2026
Arrives in
~1 min (Fast Transfer)~15–19 min if Fast Transfer is unavailable · Avg. attestation ~8s
Delivery
Native USDCBurn and mint via Circle CCTP
USDC
To your wallet after sign-in
You receive—.— USDC
How your money is secured
  • Non-custodial. Funds stay in your own wallet: an embedded wallet secured by Privy, or the wallet you connect. We never hold your keys.
  • Fees fixed at confirm. The price is signed when you confirm; nothing extra is taken later.
  • Native USDC. Circle's CCTP burns USDC on one chain and mints it on the other. No bridges, no wrapped tokens.
  • Every step on-chain. You get explorer links for each transaction and a shareable status page.
  • Circle's CCTP burns USDC on Arbitrum and mints the same amount on XDC. No pool, no wrapped token.
  • You see the total fee and the guaranteed minimum you'll receive before you sign.
  • Independent app built on Circle's public CCTP; not operated by Circle. How transfers are protected →

What it costs

Full fee schedule →
sendstables service charge
$0.50
Plus operating costs and margin, shown in the quote
Circle Fast Transfer fee
about $0.14
Circle Forwarding Service
about $0.05
Your gas
$0
Arrives on XDC
up to $999.31

Example for $1,000, Circle's fees checked Oct 23, 2026. The app shows our exact fee and the guaranteed minimum before you confirm.

How the fee is calculated
PartRateNotes
sendstables fee0.05% service charge (min $0.10, no cap) plus operating costs and marginOperating costs and margin are added to the service charge. Our exact fee is in the quote.
Circle Fast Transfer fee~1.4 bps (0.014%)Circle's fee for Fast Transfer from Arbitrum; an estimate.
Circle Forwarding Serviceabout $0.05 per transferCircle submits the mint on XDC; Circle's estimate when checked; the app shows the live fee before you confirm.
Your gas$0No ETH or XDC needed in a sendstables wallet. A connected EVM wallet pays its own source-chain gas.
  1. Operating costs with a 30% margin are added to the service charge. Circle's fees and the amount received are estimates; the app shows live figures and the guaranteed minimum before you confirm.
  2. If Circle's Fast Transfer allowance is used up, it settles as a standard transfer instead (Circle's standard attestation average from Arbitrum: ~15–19 minutes).
  3. Circle's Forwarding Service fee is Circle's estimate when checked; the app shows the live fee before you confirm.
  4. A connected EVM wallet (instead of your sendstables wallet) pays its own ETH gas on Arbitrum.

How it works

  1. BurnYour USDC is burned by Circle's CCTP contract on Arbitrum.
  2. AttestCircle's attestation service signs the burn.
  3. MintThe same amount of native USDC is minted on XDC.
More about Arbitrum → XDC

Arbitrum supports CCTP V2 Fast Transfer, so Circle attests the burn after soft finality instead of waiting for full finality. If Circle's Fast Transfer allowance is used up, it settles as a standard transfer instead, with Circle's standard attestation average from Arbitrum at ~15–19 minutes. From Arbitrum to XDC, USDC typically takes about 1 minute with Fast Transfer (Circle's average attestation from Arbitrum: ~8 seconds), or longer if Circle's Fast Transfer allowance is used up (Circle's standard-transfer attestation average from Arbitrum: ~15–19 minutes); Circle's Forwarding Service submits the mint on XDC.

On Arbitrum, with your sendstables wallet the fee payment, approval and burn are gas-sponsored, so you don't need any ETH for gas — just the USDC you're sending. If you connect your own EVM wallet instead, it pays the ETH gas for those transactions. On XDC, Circle's Forwarding Service submits the mint for you, so the recipient doesn't need any XDC for gas on XDC.

CCTP burns and re-mints instead of using a pool, so there's no slippage and no wrapped token. Learn about CCTP.

How to move USDC from Arbitrum to XDC

  1. Sign in. Sign in with a one-time email code; no password is needed. You get a wallet on EVM chains, Solana and Stellar, with no seed phrase.
  2. Have USDC on Arbitrum. Deposit USDC on Arbitrum or use what's there. In your sendstables wallet you don't need any ETH for gas.
  3. Pick the route. On Swap chains, pick Arbitrum → XDC and enter the amount. To pay someone else, use Send and paste their address.
  4. Review the quote. Check our fee, Circle's fees and the minimum you'll receive. The fee is fixed once you confirm.
  5. Confirm. USDC is burned on Arbitrum, Circle attests it, and native USDC is minted on XDC.

Or ask your AI agent

MCP setup →

Connect Claude, Cursor or any MCP client and ask. It moves USDC within limits you set.

  • “Move 50 USDC from Arbitrum to XDC.”
Show the MCP tool call
MCP tool call
{
  "name": "swap_chains",
  "arguments": {
    "from": "Arbitrum",
    "to": "XDC",
    "amount": "50",
    "idempotency_key": "arbitrum-to-xdc-0001",
    "max_fee_usd": 1
  }
}

FAQ

How much does it cost to move $1,000 USDC from Arbitrum to XDC, and how long does it take?

Moving $1,000 USDC from Arbitrum to XDC with sendstables has a service charge of $0.50 (0.05% at this amount) plus about $0.19 in Circle fees, about $0.69 combined before operating costs and margin. It arrives as native USDC minted by Circle's CCTP (no wrapped token) and typically takes about 1 minute with Fast Transfer (Circle's average attestation from Arbitrum: ~8 seconds), or longer if Circle's Fast Transfer allowance is used up (Circle's standard-transfer attestation average from Arbitrum: ~15–19 minutes), with no ETH needed for gas in a sendstables wallet. Estimates checked Oct 23, 2026; the in-app quote shows our exact fee, Circle's live fee estimate and the guaranteed minimum you'll receive.

How long does it take to move USDC from Arbitrum to XDC?

It typically takes about 1 minute with Fast Transfer (Circle's average attestation from Arbitrum: ~8 seconds), or longer if Circle's Fast Transfer allowance is used up (Circle's standard-transfer attestation average from Arbitrum: ~15–19 minutes). Times are estimates.

How much does it cost to bridge USDC from Arbitrum to XDC?

Our fee is 0.05% service charge (min $0.10, no cap) plus operating costs and margin (the cost margin is 30%). Circle adds its Fast Transfer fee from Arbitrum: ~1.4 bps (0.014%) when checked, plus a small Forwarding Service fee on XDC. The quote shows our exact fee, Circle's live fee estimate and the guaranteed minimum you'll receive before you sign.

Is the USDC I receive on XDC native or wrapped?

Native. CCTP burns USDC on Arbitrum and Circle mints the same amount on XDC. No wrapped token, no pool, no slippage.

Do I need ETH on Arbitrum or XDC on XDC for gas?

Not with a sendstables wallet: we sponsor the ETH gas. A connected EVM wallet pays its own ETH gas. Circle's Forwarding Service handles the mint on XDC.

Can I send USDC from Arbitrum to someone else's XDC address?

Yes. Use the Send tab and paste a 0x… address (any EVM wallet or exchange deposit address that accepts native USDC on XDC). The Swap tab moves USDC between your own wallets.

Is sendstables run by Circle?

No. sendstables is an independent app built on Circle's public CCTP. Circle issues USDC and runs CCTP; we sponsor gas, relay where needed, and charge the fee shown in the quote.