Monad to XDC USDC bridge

Send USDC from Monad to XDC natively with Circle's CCTP: burned on one side, minted on the other.

Fees on $1,000
from $0.55Plus operating costs · Oct 23, 2026
Arrives in
~1 minStandard transfer (fast finality) · Avg. attestation ~5s
Delivery
Native USDCBurn and mint via Circle CCTP
USDC
To your wallet after sign-in
You receive—.— USDC
How your money is secured
  • Non-custodial. Funds stay in your own wallet: an embedded wallet secured by Privy, or the wallet you connect. We never hold your keys.
  • Fees fixed at confirm. The price is signed when you confirm; nothing extra is taken later.
  • Native USDC. Circle's CCTP burns USDC on one chain and mints it on the other. No bridges, no wrapped tokens.
  • Every step on-chain. You get explorer links for each transaction and a shareable status page.
  • Circle's CCTP burns USDC on Monad and mints the same amount on XDC. No pool, no wrapped token.
  • You see the total fee and the guaranteed minimum you'll receive before you sign.
  • Independent app built on Circle's public CCTP; not operated by Circle. How transfers are protected →

What it costs

Full fee schedule →
sendstables service charge
$0.50
Plus operating costs and margin, shown in the quote
Circle protocol fee
$0
Circle Forwarding Service
about $0.05
Your gas
$0
Arrives on XDC
up to $999.45

Example for $1,000, Circle's fees checked Oct 23, 2026. The app shows our exact fee and the guaranteed minimum before you confirm.

How the fee is calculated
PartRateNotes
sendstables fee0.05% service charge (min $0.10, no cap) plus operating costs and marginOperating costs and margin are added to the service charge. Our exact fee is in the quote.
Circle protocol fee$0Circle's fee for standard transfers from Monad; an estimate.
Circle Forwarding Serviceabout $0.05 per transferCircle submits the mint on XDC; Circle's estimate when checked; the app shows the live fee before you confirm.
Your gas$0No MON or XDC needed in a sendstables wallet. A connected EVM wallet pays its own source-chain gas.
  1. Operating costs with a 30% margin are added to the service charge. Circle's fees and the amount received are estimates; the app shows live figures and the guaranteed minimum before you confirm.
  2. Circle's Forwarding Service fee is Circle's estimate when checked; the app shows the live fee before you confirm.
  3. A connected EVM wallet (instead of your sendstables wallet) pays its own MON gas on Monad.

How it works

  1. BurnYour USDC is burned by Circle's CCTP contract on Monad.
  2. AttestCircle's attestation service signs the burn.
  3. MintThe same amount of native USDC is minted on XDC.
More about Monad → XDC

Monad reaches finality quickly, so a standard CCTP transfer is already fast, with no Fast Transfer fee. From Monad to XDC, USDC typically takes about 1 minute as a standard transfer (Circle's average attestation from Monad: ~5 seconds); Circle's Forwarding Service submits the mint on XDC.

On Monad, with your sendstables wallet the fee payment, approval and burn are gas-sponsored, so you don't need any MON for gas — just the USDC you're sending. If you connect your own EVM wallet instead, it pays the MON gas for those transactions. On XDC, Circle's Forwarding Service submits the mint for you, so the recipient doesn't need any XDC for gas on XDC.

CCTP burns and re-mints instead of using a pool, so there's no slippage and no wrapped token. Learn about CCTP.

How to move USDC from Monad to XDC

  1. Sign in. Sign in with a one-time email code; no password is needed. You get a wallet on EVM chains, Solana and Stellar, with no seed phrase.
  2. Have USDC on Monad. Deposit USDC on Monad or use what's there. In your sendstables wallet you don't need any MON for gas.
  3. Pick the route. On Swap chains, pick Monad → XDC and enter the amount. To pay someone else, use Send and paste their address.
  4. Review the quote. Check our fee, Circle's fees and the minimum you'll receive. The fee is fixed once you confirm.
  5. Confirm. USDC is burned on Monad, Circle attests it, and native USDC is minted on XDC.

Or ask your AI agent

MCP setup →

Connect Claude, Cursor or any MCP client and ask. It moves USDC within limits you set.

  • “Move 50 USDC from Monad to XDC.”
Show the MCP tool call
MCP tool call
{
  "name": "swap_chains",
  "arguments": {
    "from": "Monad",
    "to": "XDC",
    "amount": "50",
    "idempotency_key": "monad-to-xdc-0001",
    "max_fee_usd": 1
  }
}

FAQ

How much does it cost to move $1,000 USDC from Monad to XDC, and how long does it take?

Moving $1,000 USDC from Monad to XDC with sendstables has a service charge of $0.50 (0.05% at this amount) plus about $0.05 in Circle fees, about $0.55 combined before operating costs and margin. It arrives as native USDC minted by Circle's CCTP (no wrapped token) and typically takes about 1 minute as a standard transfer (Circle's average attestation from Monad: ~5 seconds), with no MON needed for gas in a sendstables wallet. Estimates checked Oct 23, 2026; the in-app quote shows our exact fee, Circle's live fee estimate and the guaranteed minimum you'll receive.

How long does it take to move USDC from Monad to XDC?

It typically takes about 1 minute as a standard transfer (Circle's average attestation from Monad: ~5 seconds). Times are estimates.

How much does it cost to bridge USDC from Monad to XDC?

Our fee is 0.05% service charge (min $0.10, no cap) plus operating costs and margin (the cost margin is 30%). Circle's standard fee from Monad: $0 when checked, plus a small Forwarding Service fee on XDC. The quote shows our exact fee, Circle's live fee estimate and the guaranteed minimum you'll receive before you sign.

Is the USDC I receive on XDC native or wrapped?

Native. CCTP burns USDC on Monad and Circle mints the same amount on XDC. No wrapped token, no pool, no slippage.

Do I need MON on Monad or XDC on XDC for gas?

Not with a sendstables wallet: we sponsor the MON gas. A connected EVM wallet pays its own MON gas. Circle's Forwarding Service handles the mint on XDC.

Can I send USDC from Monad to someone else's XDC address?

Yes. Use the Send tab and paste a 0x… address (any EVM wallet or exchange deposit address that accepts native USDC on XDC). The Swap tab moves USDC between your own wallets.

Is sendstables run by Circle?

No. sendstables is an independent app built on Circle's public CCTP. Circle issues USDC and runs CCTP; we sponsor gas, relay where needed, and charge the fee shown in the quote.