XDC to Stellar USDC bridge

Move real, Circle-issued USDC from XDC to Stellar with CCTP. No pools, no wrapped tokens.

Fees on $1,000
from $0.50Plus operating costs · Oct 23, 2026
Arrives in
~2 minStandard transfer (fast finality) · Avg. attestation ~10s
Delivery
Native USDCBurn and mint via Circle CCTP
USDC
To your wallet after sign-in
You receive—.— USDC
How your money is secured
  • Non-custodial. Funds stay in your own wallet: an embedded wallet secured by Privy, or the wallet you connect. We never hold your keys.
  • Fees fixed at confirm. The price is signed when you confirm; nothing extra is taken later.
  • Native USDC. Circle's CCTP burns USDC on one chain and mints it on the other. No bridges, no wrapped tokens.
  • Every step on-chain. You get explorer links for each transaction and a shareable status page.
  • Circle's CCTP burns USDC on XDC and mints the same amount on Stellar. No pool, no wrapped token.
  • You see the total fee and the guaranteed minimum you'll receive before you sign.
  • Independent app built on Circle's public CCTP; not operated by Circle. How transfers are protected →

What it costs

Full fee schedule →
sendstables service charge
$0.50
Plus operating costs and margin, shown in the quote
Circle protocol fee
$0
Your gas
$0
Arrives on Stellar
up to $999.50

Example for $1,000, Circle's fees checked Oct 23, 2026. The app shows our exact fee and the guaranteed minimum before you confirm.

How the fee is calculated
PartRateNotes
sendstables fee0.05% service charge (min $0.10, no cap) plus operating costs and marginOperating costs and margin are added to the service charge. Our exact fee is in the quote.
Circle protocol fee$0Circle's fee for standard transfers from XDC; an estimate.
Relayer gas on StellarincludedOur relayer pays the XLM gas; it's covered by our fee.
Your gas$0No XDC or XLM needed in a sendstables wallet. A connected EVM wallet pays its own source-chain gas.
  1. Operating costs with a 30% margin are added to the service charge. Circle's fees and the amount received are estimates; the app shows live figures and the guaranteed minimum before you confirm.
  2. Stellar recipients need a USDC trustline; for your own Stellar wallet, the one-time setup is added to your first transfer's fee.
  3. A connected EVM wallet (instead of your sendstables wallet) pays its own XDC gas on XDC.

How it works

  1. BurnYour USDC is burned by Circle's CCTP contract on XDC.
  2. AttestCircle's attestation service signs the burn.
  3. MintThe same amount of native USDC is minted on Stellar.
More about XDC → Stellar

XDC reaches finality quickly, so a standard CCTP transfer is already fast, with no Fast Transfer fee. From XDC to Stellar, USDC typically takes about 2 minutes as a standard transfer (Circle's average attestation from XDC: ~10 seconds); our relayer submits the mint on Stellar.

On XDC, with your sendstables wallet the fee payment, approval and burn are gas-sponsored, so you don't need any XDC for gas — just the USDC you're sending. If you connect your own EVM wallet instead, it pays the XDC gas for those transactions. Stellar isn't covered by Circle's Forwarding Service, so our relayer submits the mint on Stellar and pays the XLM gas; that cost is included in the quote.

Stellar recipients need a USDC trustline. When you send to someone else's Stellar address it must be an activated G… account that already trusts Circle's USDC; when you first move USDC to your own Stellar wallet, we set it up for you and the one-time setup cost (the XLM reserve for the account and its USDC trustline) is added to that transfer's fee, shown before you confirm.

CCTP burns and re-mints instead of using a pool, so there's no slippage and no wrapped token. Learn about CCTP.

How to move USDC from XDC to Stellar

  1. Sign in. Sign in with a one-time email code; no password is needed. You get a wallet on EVM chains, Solana and Stellar, with no seed phrase.
  2. Have USDC on XDC. Deposit USDC on XDC or use what's there. In your sendstables wallet you don't need any XDC for gas.
  3. Pick the route. On Swap chains, pick XDC → Stellar and enter the amount. To pay someone else, use Send and paste their address.
  4. Review the quote. Check our fee, Circle's fees and the minimum you'll receive. The fee is fixed once you confirm.
  5. Confirm. USDC is burned on XDC, Circle attests it, and native USDC is minted on Stellar.

Or ask your AI agent

MCP setup →

Connect Claude, Cursor or any MCP client and ask. It moves USDC within limits you set.

  • “Move 50 USDC from XDC to Stellar.”
Show the MCP tool call
MCP tool call
{
  "name": "swap_chains",
  "arguments": {
    "from": "XDC",
    "to": "Stellar",
    "amount": "50",
    "idempotency_key": "xdc-to-stellar-0001",
    "max_fee_usd": 1
  }
}

FAQ

How much does it cost to move $1,000 USDC from XDC to Stellar, and how long does it take?

Moving $1,000 USDC from XDC to Stellar with sendstables has a service charge of $0.50 (0.05% at this amount); Circle's protocol fee on this route was $0 when checked, about $0.50 combined before operating costs and margin. It arrives as native USDC minted by Circle's CCTP (no wrapped token) and typically takes about 2 minutes as a standard transfer (Circle's average attestation from XDC: ~10 seconds), with no XDC needed for gas in a sendstables wallet. Estimates checked Oct 23, 2026; the in-app quote shows our exact fee, Circle's live fee estimate and the guaranteed minimum you'll receive.

How long does it take to move USDC from XDC to Stellar?

It typically takes about 2 minutes as a standard transfer (Circle's average attestation from XDC: ~10 seconds). Times are estimates.

How much does it cost to bridge USDC from XDC to Stellar?

Our fee is 0.05% service charge (min $0.10, no cap) plus operating costs and margin (the cost margin is 30%). Circle's standard fee from XDC: $0 when checked. The quote shows our exact fee, Circle's live fee estimate and the guaranteed minimum you'll receive before you sign.

Is the USDC I receive on Stellar native or wrapped?

Native. CCTP burns USDC on XDC and Circle mints the same amount on Stellar. No wrapped token, no pool, no slippage.

Do I need XDC on XDC or XLM on Stellar for gas?

Not with a sendstables wallet: we sponsor the XDC gas. A connected EVM wallet pays its own XDC gas. Our relayer pays the XLM gas on Stellar.

Can I send USDC from XDC to someone else's Stellar address?

Yes. Use the Send tab and paste a Stellar G… account address with a USDC trustline. The Swap tab moves USDC between your own wallets.

Does the Stellar address need a USDC trustline?

Yes. Someone else's Stellar address must be an activated G… account that already trusts Circle's USDC. The first time you move USDC to your own Stellar wallet, we set it up for you and the one-time setup cost (XLM reserve and USDC trustline) is added to that transfer's fee, shown before you confirm.

Is sendstables run by Circle?

No. sendstables is an independent app built on Circle's public CCTP. Circle issues USDC and runs CCTP; we sponsor gas, relay where needed, and charge the fee shown in the quote.