Send USDC on Stellar

Send native USDC to any Stellar address, or bridge it to and from 26 other chains with Circle's CCTP (domain 27).

Arrives from Stellar
~1–2 minStandard transfer (fast finality) · Avg. attestation ~5s
Circle standard fee
$0Estimate, checked at build
Mint on Stellar
Our relayerWe pay the XLM gas
USDC
EVM (0x…), Solana or Stellar (G…)
You receive—.— USDC
How your money is secured
  • Non-custodial. Funds stay in your own wallet: an embedded wallet secured by Privy, or the wallet you connect. We never hold your keys.
  • Fees fixed at confirm. The price is signed when you confirm; nothing extra is taken later.
  • Native USDC. Circle's CCTP burns USDC on one chain and mints it on the other. No bridges, no wrapped tokens.
  • Every step on-chain. You get explorer links for each transaction and a shareable status page.

Quick answer

sendstables moves native USDC between Stellar (CCTP domain 27) and 26 other chains with Circle's CCTP. Sending out of Stellar costs our fee, 0.05% service charge (min $0.10, no cap) plus operating costs and margin; Circle's protocol fee from this chain was $0 when checked, with no XLM needed for gas in a sendstables wallet, and typically takes about 1–2 minutes, depending on the destination as a standard transfer (Circle's average attestation from Stellar: ~5 seconds). Our relayer mints incoming USDC on Stellar and pays the XLM gas. Estimates checked Oct 23, 2026.

Stellar USDC route guides

Check fees, recipient requirements and practical steps for these routes.

USDC on Stellar: details

Native USDC asset and issuer: USDC:GA5ZSEJYB37JRC5AVCIA5MOP4RHTM335X2KGX3IHOJAPP5RE34K4KZVN. This identifies the asset, not a recipient wallet. Verify with Circle’s mainnet registry.

Speed, gas and delivery on Stellar

Stellar reaches finality quickly, so a standard CCTP transfer is already fast, with no Fast Transfer fee.

On Stellar, every transaction is built by our server and fee-bumped by us, so you don't need any XLM for fees.

Stellar isn't covered by Circle's Forwarding Service, so our relayer submits the mint on Stellar and pays the XLM gas; that cost is included in the quote.

Stellar recipients need a USDC trustline. When you send to someone else's Stellar address it must be an activated G… account that already trusts Circle's USDC; when you first move USDC to your own Stellar wallet, we set it up for you and the one-time setup cost (the XLM reserve for the account and its USDC trustline) is added to that transfer's fee, shown before you confirm.

Circle's fee as fetched from Circle's API when this page was built; an estimate, the in-app quote shows the live fee.

Bridge USDC from Stellar

Bridge USDC to Stellar

FAQ

Which chains can I bridge USDC to from Stellar?

From Stellar you can move USDC to any of 20 other chains (delivery to the rest is coming soon), using Circle's CCTP. Every route is native burn-and-mint.

How fast are USDC transfers out of Stellar?

Stellar reaches finality quickly, so a standard CCTP transfer is already fast, with no Fast Transfer fee. USDC typically takes about 1–2 minutes, depending on the destination as a standard transfer (Circle's average attestation from Stellar: ~5 seconds). Times are estimates.

How is USDC delivered on Stellar?

Stellar isn't covered by Circle's Forwarding Service, so our relayer submits the mint on Stellar and pays the XLM gas; that cost is included in the quote.

Do I need XLM for gas to move USDC on Stellar?

Not with a sendstables wallet. On Stellar, every transaction is built by our server and fee-bumped by us, so you don't need any XLM for fees.

Anything special about receiving USDC on Stellar?

Stellar recipients need a USDC trustline. When you send to someone else's Stellar address it must be an activated G… account that already trusts Circle's USDC; when you first move USDC to your own Stellar wallet, we set it up for you and the one-time setup cost (the XLM reserve for the account and its USDC trustline) is added to that transfer's fee, shown before you confirm.

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